The deadline for the 2025 Fall Scholarship application is August 15, 2025.

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  • The Need
  • Financial
  • Mentorship
  • Student Loan Debt Relief
  • Loan Forgiveness Info
  • Institutional Information
    • Scholarships & Grant
  • About Us
    • Meet Our Team
    • Contact US
  • Questions to Answers
    • Frequent Questions
  • More
    • Home
    • The Need
    • Financial
    • Mentorship
    • Student Loan Debt Relief
    • Loan Forgiveness Info
    • Institutional Information
      • Scholarships & Grant
    • About Us
      • Meet Our Team
      • Contact US
    • Questions to Answers
      • Frequent Questions
  • Home
  • The Need
  • Financial
  • Mentorship
  • Student Loan Debt Relief
  • Loan Forgiveness Info
  • Institutional Information
    • Scholarships & Grant
  • About Us
    • Meet Our Team
    • Contact US
  • Questions to Answers
    • Frequent Questions

Understanding Loan Forgiveness, Discharges and Cancellations

Loan Forgiveness

Public Service Loan Forgiveness

Employees of the government and not-for-profit organizations, are able to receive some debt relief after making 120 qualifying monthly payments. 


Teacher Loan Forgiveness

After teachig for five complete and consecutive academic years for an low-income level elementary secondary school or educatonal service agency, you may be eligible to receive up to $17,500 forgiveness on your FFEL program loan or an direct loan.

Student Loan Forgiveness Application Link Below

https://studentaid.gov/sites/default/files/public-

Discharges

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Direct Loans

  • Closed School 
  • Total and Permanent Disability
  • Due to Death
  • Bankruptcy
  • Borrower Defence to Repayment
  • False Certification
  • Unpaid Refund
  • Forgery

FFEL Program Loans

  • Closed School
  • Total and Permanent Disability
  • Due to Death
  • Bankruptcy
  • False Certification
  • Unpaid Refund
  • Forgery

Perkins Loans

  • Closed School
  • Perkins Loan 
  • Total and Permanent Disability
  • Due to Death
  • Bankruptcy
  • False Certification
  • Unpaid Refund
  • Forgery

Cancellations

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Perkins Loan Cancellation

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Second Item

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